NATIONWIDE COMMERCIAL, HARD MONEY & PRIVATE MORTGAGE MARKETPLACE
Submit one inquiry – connect to multiple nationwide funding sources.
We offer over 20 lending programs including:
- Rental portfolio loans – Rental Properties / Apartment Buildings / Apartment Complexes
- Commercial real estate loans
- Fix & flip and fix & rent loans
- Terms ranging from short term 12-month loans to long-term 30-year loans
- Loans starting at $75,000
- Asset-based lending with minimal credit score requirements
- Rates starting at only 3.99% for longer-term loans
- Interest only loan options
How is a commercial, hard money loan or a private loan different from a traditional mortgage?
The loan is secured by a hard asset, such as residential or commercial real estate. When making a lending decision, a lender is mostly concerned with the value of the property being used as collateral, as opposed to the borrower’s credit score or other factors. Unlike traditional bank lenders, our lending partners are more flexible with lending requirements, such as down payments, credit scores and income verification.
Do I need a down payment?
What is most important to the lender is the loan-to-value (LTV) ratio of the property being financed. The LTV is a financial term used by lenders to express the ratio of a loan to the value of an asset purchased. Lenders require a minimum of 10% down payment of the purchase cost. The down payment required for each loan program is discussed in greater detail, below.
Do I need a good credit score?
Most lenders do not require a good credit score or income verification. Some lenders will accept bank statements or other financial records if income can’t be verified.
Should I have a corporate entity or LLC?
Most commercial, non-owner occupied fix & flip and rental portfolio lenders will lend to a corporate entity only and require the existence of a corporation or LLC.
Should I pay a lender an application fee?
You should not pay a lender an application fee, and our lending partners do not charge an application fee. A legitimate lender should examine an application without requiring a fee.
Loan Programs
Rental portfolio loans
Commercial loans
Fix & flip and fix to rent loans: non-owner occupied
Credit lines
No Application Fee – No Obligation – 100% Secure
One Inquiry- Multiple Lending Sources
Successful Loan Applications
Rental Portfolio Loans
Commercial Loans
Fix & Flip Loans
Credit Lines