$2.5 Million Zero Down Program

Up To $2.5 Million Zero down program for fix & flip, fix to rent and long term rentals

Borrow up to $2.50 Million with zero down & no personal collateral

Loan Requirement:

  • Fico Min: 680
  • Minimum Verifiable Personal Annual Income: $75k
  • A business owner or a licensed professional (e.g.: Accountant, teacher, lawyer, doctor, nurses, plumber, electrician, engineer, social worker, therapists, barbers, etc.)


The zero down payment program is a combination of two loans. The first loan is the down payment loan which will be based on personal creditworthiness. The second loan is a traditional hard money loan that is backed by equity of the property being financed. The smaller down payment loan is based on personal credit and the larger loan is based on the equity of the property. The combined loans can range from $200,000 to $2,500,000.

Is there a cost to applying?

Both loan applications are free.

Approval of the smaller down payment loan will mostly depend on your personal credit. Approval of the hard money loan will mostly depend on the value of the property being financed.

No Application Fee – No Obligation – 100% Secure

One Inquiry- Multiple Lending Sources

Successful Loan Applications


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Zero Down Fix & Flip


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