Interest-Only Equity Loan | Exclusively for Real Estate Investors – $75K-$5M

Interest-Only Equity Loan Exclusively for Real Estate Investors

Designed **only for real estate investors**. Pay interest-only each month, require 50% equity (max 50% LTV), **no minimum credit score**, no income verification. Loan amounts from $75K to $5M with fast funding in 7-10 days.

Lower Monthly Payments
No Income Docs Required
$75K–$5M Loan Amounts
Get Your Rate Quote

How Interest-Only Equity Loans Work

This product is **exclusively for real estate investors**. It allows you to pay only the interest portion of your monthly payment for a set period, typically 5 to 10 years. This significantly reduces your monthly obligation while requiring 50% equity in the property.

1

Interest-Only Period

During the interest-only period, your monthly payment covers only the interest charges. Your principal balance remains unchanged.

2

Maximize Cash Flow

Lower monthly payments mean more available capital for your real estate portfolio and investments.

3

Flexible Exit Strategies

Refinance, sell, or convert before the interest-only period ends.

Who Benefits from This Loan?

This interest-only equity loan is **exclusively for real estate investors** who own investment properties and have at least 50% equity.

Fix-and-Flip Investors

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Portfolio Builders

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Rental Property Owners

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Bridge Loan Users

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Self-Employed Investors

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High-Net-Worth Individuals

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Eligibility Criteria

This loan is **exclusively for real estate investors**. Qualification is based on property equity — **no minimum credit/FICO score required**, no income verification.

  • Minimum Equity: At least 50% equity in the property (maximum 50% loan-to-value)
  • Property Value: Properties valued between $100,000 and $10,000,000
  • Credit Score: No minimum credit/FICO score required
  • Property Condition: Habitable properties in good to excellent condition
  • Clear Title: Free of liens, judgments, or title issues
  • No Income Verification: No tax returns, pay stubs, or employment verification required
  • Investment Focus: Exclusively for non-owner-occupied investment properties owned by real estate investors
  • Experience Preferred: Real estate investment experience is beneficial but not required
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Loan Amounts & Terms

Flexible loan structures exclusively for real estate investors.

Loan Amounts
$75K – $5M
Interest-Only Period
5 – 10 Years
Total Loan Term
Up to 30 Years
Maximum LTV
50%
Prepayment Penalty
None
Rate Type
Fixed or ARM

Requires at least 50% equity in the property. After the interest-only period, loans convert to amortizing payments. Many investors refinance or sell before conversion.

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Frequently Asked Questions

Who is this loan for?
This interest-only equity loan is **exclusively for real estate investors** with investment properties. It is not available for owner-occupied homes or primary residences.
How much equity do I need?
You need at least **50% equity** in your property (maximum 50% loan-to-value). For example, on a $1,000,000 property you can borrow up to $500,000.
Is there a minimum credit score?
**No minimum credit/FICO score is required**. Approval is based primarily on property equity and title status.
Do I need to provide income documents?
No. No tax returns, pay stubs, or income verification is required.

Ready to Unlock Equity for Your Real Estate Investments?

Exclusively for real estate investors • 50% minimum equity • No min credit score • No income docs

Apply Now
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